Open a Wombat General Investment Account (GIA)

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Unlimited commission-free trading

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Start from just £10

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Invest in Fractional Shares & ETFs

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Choose from over 300 popular stocks

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Invest & earn cashback. T&Cs apply

Remember, your capital is at risk. Foreign Exchange (FX) fees apply.

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Rated Excellent on Trustpilot

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Our promise

We take your money as seriously as you do.

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Covered by the Financial Services Compensation Scheme up to £85,000.


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 Loved by new and experienced investors alike. 

A General Investment Account to suit you

All Wombat plans come with GIAs. See what’s right for your goals.



Invest instantly in US stocks and shares commission-free.

  • ‘On the spot’ trading

  • No paywalls, trade as much as you like in our portfolio of global stock

  • Unlimited commission-free trading*

  • Popular US stocks and shares

  • Instant buy/sell orders

  • Fractional shares from £10

*Remember, your capital is at risk. Foreign exchange & other fees may apply, please see our pricing table.

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Per Month

Build your long-term portfolio with Themed Funds and auto-invest.

  • ‘Once a day’ trading**

  • 0.10% platform fee

  • Unlimited commission-free trading*

  • Trade US, EU & UK stocks and shares

  • Fractional shares from £10

  • Recurring investments

*Remember, your capital is at risk. Foreign exchange & other fees may apply, please see our pricing table.

**within market opening hours

Remember, your capital is at risk. Foreign exchange & other fees may apply, please see our pricing table. The rate of exchange may affect the returns you receive

Fractional shares

Get instant access to the top companies on the NYSE. Don’t want an entire share? Own a piece of your favourite brands from just £10.

Start with £10

Investing used to be a rich person’s game. Not anymore. With Wombat, you can start investing from just £10.

Commission-free trading

Seize as many opportunities as you want with unlimited commission-free trading on Instant. Buy and sell without the wait. Remember, your capital is at risk. Foreign exchange & other fees may apply, please see our pricing table

Get cashback

Help your portfolio grow faster with cashback each time you invest with our Instant GIA. T&Cs apply.

Enjoy simple, accessible investing

Invest with confidence, not with high fees. Other fees may apply, please see our pricing table

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Unlimited commission-free trading

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Open an ISA and start investing in minutes

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Fractional shares in world-leading brands

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Get cashback every time you invest

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UK-based customer support team, available 7 days a week, 365 days a year

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Access to the Wombat Learning Hub

See what our customers love about Wombat

Frequently asked questions​

How do I open an Instant GIA?
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Opening an Instant GIA is easy. You’ll need to download the Wombat app, available on the Play store for Android devices or the App store for iOS devices. Once you’ve installed the app, you’ll be taken through a few screens, allowing you to select the type of account you’d like to open. Our Instant plan offers you a General Investment account (GIA), and our Standard plan offers you a choice between a General Investment account (GIA) or a Stocks and Shares ISA (ISA). Simply tap on the screen to start the ID verification process.

Why do I need to provide my National Insurance number and photo ID?
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To fully comply with UK, EU and global regulation, Wombat requires photo ID to enable us to verify the identity of all users. Your National Insurance number is required by HMRC for tax purposes.

Are there any days I can’t trade?
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You can place a trade any time on any day but your trades will only complete between 14:30-21:00 UK time each business day, excluding US bank holidays.

What are the market hours for instant trading?
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All of the fractional shares we offer on the Instant GIA are traded on the New York Stock Exchange (NYSE) which is open from 14:30-21:00 UK time each business day, excluding US bank holidays

Can I cancel an order?
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Yes, you are able to cancel any pending orders. Once an order has been completed then you are unable to cancel or make any amendments to the order.

What does this account cost?
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There is no account fee for an Instant GIA. Each individual trade is subject to a 0.65% Foreign Exchange (FX) fee. When you sell or buy shares in US companies, your cash will be converted from GBP to USD. Wombat Invest collects a small fee (FX fee) for this currency conversion - it helps us generate revenue, grow the business and bring you even more benefits and features.