Football Competition

Terms and Conditions

Wombat Invest Limited (referred herein as “we”, “Wombat Invest” or “the Company”) is offering you the opportunity to participate in the Football Season Competition (“the Competition”) and win one of 10 cash prizes, worth £10 each Headings are included for ease of reference only and shall not affect the interpretation of these Terms and Conditions. In these terms, the singular shall include the plural and vice versa and references to any gender shall include references to other genders. In the event of any conflict between these terms and the terms of the Wombat Invest Service to which you have agreed as a user of the Service, the latter shall take precedence.

1. Binding agreement.

By participating in the Competition, you are bound by these Terms and Conditions (“Terms”) and indicate your agreement to them. All of the Company's decisions are final and binding.

2. Privacy.

The personal information collected, processed and used as part of the Quiz will be used in accordance with the Company’s Privacy Policy, which is available in the Legal Documents section on the App.

3. How the program works.

You must be a legal resident of the United Kingdom and at least 18 years old to use the Wombat apps. To participate in the Competition you must click on and read all 4 emails within our Football Season series, which will be sent once per week between the 20th of November and the 18th of December. At the end of this period, a final email will be sent out containing a quiz, which you will be able to answer using the information provided in the 4 preceding emails. The first 10 users to complete the survey correctly will each win £10. Winners will receive this as cash in their Wombat account.

Each person can only be entered into the Competition once - multiple responses to the survey do not constitute multiple entries. You will have 48 hours from the Quiz email being sent to attempt to answer the questions in order to win the prize money. Responses sent after this time will not be considered. If you have won, you will then be sent an email via the email address you are registered to Wombat with to confirm your prize. Your Wombat cash account will be credited with the amount from the email within 7 days. 

The Competition is not an activity that is regulated by the Financial Conduct Authority. You may not be able to refer any complaint regarding the performance of the Competition to the Financial Ombudsman Service. In the first instance you should refer any concerns with the operation of the Competition to us at the details given on the Site or App.

4. Restrictions.

Users cannot create multiple, fictitious or fake accounts with the Company in order to receive multiple entries.  No user may use the Competition to violate any law, infringe or violate the rights of any third party, or otherwise act in a manner that is deemed harassing, harmful, illegal, hateful, obscene or outside the spirit or intent of the Competition.  In addition, you may not (i) tamper with the Competition, (ii) act in an unfair or disruptive manner, or (iii) use any system, bot or other device or artifice to participate or receive any benefit in the Competition. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF the Competition MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS.  SHOULD SUCH AN ATTEMPT BE MADE, THE COMPANY RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING LEGAL FEES) TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION.

Employees of the Company or any of its or their subsidiaries, affiliates or promotional agencies are not able to participate in the Competition.

5. Competition prizes.

By reading all 4 Football Season emails sent by Wombat, and then completing a final quiz also sent via email and answering the questions correctly, you will be entered into a Competition with the chance to win £10 if you are one of the first 10 users to answer all the questions correctly.

Each winner will have their prize paid into their Wombat cash account within seven days after receiving their winning confirmation email. Each reward must be held in the respective Wombat account for a period of 90 days before being able to be withdrawn. Rewards are capable of being invested from the date of payment. Rewards are subject to verification. The Company may delay payment of a reward for the purposes of investigation but payment of Rewards shall not be unreasonably withheld.  The Company may also refuse to verify and process any transaction for any reason made with a Reward.  It’s in The Company’s full discretion to withdraw, remove or vary the referral reward at any time for any customer.

Unless otherwise stated, Rewards are not transferable and may not be auctioned, traded, bartered, or sold. The Reward cannot be substituted for a cash payment.

6. Liability.

By participating in the Competition, you agree to defend, indemnify, release and hold harmless the Company, Wombat Invest Ltd , as the provider of the Competition, and their respective parent companies, affiliates and subsidiaries, together with their respective employees, directors, officers, licensees, licensors, shareholders, lawyers and agents including, without limitation, their respective advertising and promotion entities and any person or entity associated with the production, operation or administration of the Competition (collectively, the “Released Parties”), from any and all claims, actions, demands, damages, losses, liabilities, costs or expenses caused by, arising out of, in connection with, or related to the Competition (including, without limitation, any property loss, damage, personal injury or death caused to any person(s)) and/or the awarding, receipt and/or use or misuse of any Reward in the Competition. To be clear, the Released Parties shall not be liable for any technical errors or malfunctions, data theft or corruption, any printing or typographical error, or any damage to any computer system resulting from participating in, or accessing or downloading information in connection with the Competition. The Released Parties shall not be liable to any users for failure to supply any advertised benefit, by reason of any acts of God, any action or request by any regulator, governmental or quasi-governmental entity (whether or not valid), or any other activity or action that is beyond any of the Released Parties’ control.

You understand and agree that the released parties  shall not be liable to you for any direct, indirect, incidental, special, consequential, or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if the company was advised of the possibility of such damages).

To the fullest extent possible by law, the released parties’ maximum liability arising out of or in connection with the Competition, regardless of the cause of action (whether in contract, tort, breach of warranty, or otherwise), will not exceed £100.

7. Disclaimer of warranties.

You expressly understand and agree that: (a) the Competition is provided on an “as is” and “as available” basis and the company expressly disclaims all warranties, conditions and terms of any kind, whether express or implied by statute, common law or custom, including, but not limited to, warranties as to products or services offered through the use of the Competition, implied warranties of merchantability, satisfactory quality, fitness for a particular purpose, and non-infringement; (b) the released parties make and give no warranty that (i) the Competition will meet your requirements, (ii) the Competition will be uninterrupted, timely, secure, or error-free, and (iii) the quality of any products, services, information, or other material obtained by you through the Competition will meet your expectations; (c) the released parties accept no responsibility for any losses incurred as a result of investing rewards; and (d) any material downloaded or otherwise obtained through the use of the Competition is accessed at your own discretion and risk, and you will be solely responsible for any damage to your computer system or mobile device or loss of data that results from the download or use of any such material.

8. Sign-in credentials.

Users are responsible for maintaining the confidentiality of any sign-in credentials and are fully responsible for all activities that occur through the use of them. Users agree to notify the company immediately if they suspect unauthorised access to their account. Users agree that the company will not be liable for any loss or damage arising from unauthorised use of their credentials.

9. Right to cancel, modify or terminate.

We reserve the right to cancel, modify or terminate the Competition at any time for any reason. We reserve the right to disqualify any user at any time from participation in the Competition if they do not comply with any of these terms, or if they fail to comply with Wombat’s terms and conditions as a whole.