Enjoy simple, accessible investing

We’ve built plans to meet your short and long-term investing goals. Essential features, clear pricing, no sneaky fees.

Standard

£1

Per Month
  • Unlimited commission-free trading

  • Once a day buy/sell orders 

  • Fractional shares from £10

  • Selection of US, UK, EU stocks 

  • 20+ Exchange-Traded Funds (ETFs)

  • Auto Investments

  • Round Ups

  • Best for long-term investments

Instant

Free

  • No paywalls. Trade as much as you like in our portfolio of global stocks

  • Unlimited commission-free trading

  • Popular US stocks and shares

  • Instant buy/sell orders*

  • Fractional shares from £10

  • Best for your active portfolio, to capture market opportunities

*within market opening hours

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Remember, your capital is at risk. FX fees apply.

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Invest, save and grow your money

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Trust Pilot rating of Wombat invest

Rated Excellent on Trustpilot

Remember, your capital is risk.

See what our customers love about Wombat

How we compare

Compare Wombat Standard plan

We're proud to be named one of the UK's cheapest Stocks and Shares ISA, giving you access to the world's top companies and ETFs for just £1/mo. Costs below based on £10,000 portfolio value.

Subscription
£1 per month
£1 per month
£3 per month
-
Platform Fee
0.10%
0.45%
-
0.15%
Fractional Shares
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Themed Funds
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Instant Deposits
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Auto Invest
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Round Ups
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Trade Fee
-
-
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£7.50
Trade Frequency
Daily
Weekly
Every 5 mins
Daily

Compare Wombat Instant plan

We’ve built plans to meet your short and long-term investing goals. Essential features, clear pricing, no sneaky fees. See how our free plan compares.

Subscription
£0
-
£9.99 for all stocks
£0
£0
Fractional Shares
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Instant Deposit
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No Deposit Fees
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Trade Frequency
Instant
Instant
Every 5 Mins
Every 5 Mins
Depends on dealing methods
Execution Fee
-
£9.95
-
-
£11.95
Trading Paywalls
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Inactive Fees
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Cashback
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What is cashback, you ask?

Boost your portfolio every time you invest with our Instant plan. Get up to £100 cashback on each buy straight into your Wombat cash account. See the full Terms and Conditions here.

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*The fees you pay are usually based on your portfolio value, the funds you hold, the types of stocks and shares you trade and how often you trade them. We’ve attempted to provide you with the most comprehensive comparison possible, but you need to bear in mind suitability to your individual circumstances. Wombat do not offer financial advice. Comparisons based on pricing and costs published by each brand on their respective websites as of 16 February 2022. This information is for illustrative purposes and you should check the relevant website for most up to date information.

Invest, save and grow your money

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Trust Pilot rating of Wombat invest

Rated Excellent on Trustpilot

Remember, your capital is risk.

Frequently asked questions​

What is a GIA?

A General Investment Account is a standard investing account which is NOT tax-free. This means that you are liable to pay taxes on your investments. However, there is no limit to how much you can invest, or how many GIAs you can have.

Which account is right for me?

Generally, we would recommend using an ISA if you are able to. This means, if you haven’t yet opened or funded a Stocks and Shares ISA this tax year, and if you haven’t used your £20,000 ISA limit. A GIA is a great choice if you HAVE already opened or funded an ISA elsewhere, or if you’ve reached your £20,000 ISA limit.

Do i need my National Insurance number to open a GIA?

A National Insurance Number is required to open a GIA Wombat Account.

What is capital gains tax?

Capital gains tax is what you will pay if any gains above £12,300, subject to having no other investments.

When/How do I pay capital gains tax?

Your capital gains tax allowance includes all the realised gains you make across any investments you’ve sold that year (i.e. stocks and funds, but also rental properties or art). If your total net capital gain for the year is within the government allowance (£12,300 in the 2021/22 tax year), it’s tax-free and there’s no need to report it.

Significantly, any capital losses you’ve realised that year (i.e. investments you’ve sold at a loss) count against your gains, which could keep you under the allowance. For instance, if in a tax year, you sell one investment at a £30,000 gain and another at a £18,000 loss, your net capital gain is £12,000 and under the allowance.

Capital gains tax is calculated on the gain from the original date of purchase, not the growth of your portfolio year-to-year. If you’re planning to invest for the long term, compounding means £12,300 becomes an achievable gain on comparatively small initial investments.

Any gains over the capital gains tax allowance of £12,300 should be declared on your annual HMRC self assessment tax return.

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