Enjoy simple, accessible investing

We’ve built plans to meet your short and long-term investing goals. Essential features, clear pricing, no sneaky fees.

Standard

£1

Per Month

  • ISA and/or GIA

  • Unlimited commission-free trading

  • Once a day buy/sell orders

  • Fractional shares from £10

  • Selection of US, UK, EU stocks

  • 20+ Exchange-Traded Funds (ETFs)

  • Auto Investments

  • Round Ups

  • 0.10% annual platform fee

  • 0.75% FX fees on foreign shares

  • 0.07-0.75% annual fund manager fee (ETFs/Funds only)

Remember, your capital is at risk.

Instant

Free

Invest instantly in US stocks and shares commission-free.

  • ‘On the spot’ trading*

  • No paywalls, trade any available stock for free**

  • Unlimited commission-free trading**

  • Popular US stocks and shares

  • Invest from £10 with Fractional shares

*within market opening hours
**FX fees (0.65%) apply
Remember, your capital is at risk.

Cashback coin
Wombat investing home screen

Invest, save and grow your money

Remember, your capital is risk.

Wombat pricing qr code
Thank you! Your text has been sent!
Oops! Something went wrong, please try again.
Trust Pilot rating of Wombat invest

Rated Excellent on Trustpilot

See what our customers love about Wombat

How we compare

Compare Wombat Standard plan

We're proud to be named one of the UK's cheapest Stocks and Shares ISA, giving you access to the world's top companies and ETFs for just £1/mo. Costs below based on £10,000 portfolio value.

Subscription
£1 per month
£1 per month
£3 per month
-
Platform Fee
0.10%
0.45%
-
0.15%
Fractional Shares
Tick icon
Cross icon
Tick icon
Cross icon
Themed Funds
Tick icon
Tick icon
Cross icon
Tick icon
Instant Deposits
Tick icon
Cross icon
Tick icon
Cross icon
Auto Invest
Tick icon
Tick icon
Cross icon
Cross icon
Round Ups
Tick icon
Tick icon
Cross icon
Cross icon
Trade Fee
-
-
-
£7.50
Trade Frequency
Daily
Weekly
Every 5 mins
Daily

*The fees you pay are usually based on your portfolio value, the funds you hold, the types of stocks and shares you trade and how often you trade them. We've attempted to provide you with the most comprehensive comparison possible, but you need to bear in mind suitability to your individual circumstances. Our Standard plan also has a 0.75% FX fee on foreign shares, as well as a 0.07-0.75% annual fund manager fee (ETFs/Funds only). Each provider may charge variable fund manager and FX fees and for most up to date information, we recommend that you check all websites regularly. Wombat do not offer financial advice. Comparisons based on pricing and costs published by each brand on their respective websites as of 16 February 2022. This information is for illustrative purposes and you should check the relevant website for most up to date information.

Compare Wombat Instant plan

We’ve built plans to meet your short and long-term investing goals. Essential features, clear pricing, no sneaky fees. See how our free plan compares.

Subscription
£0
-
£9.99 for all stocks
£0
£0
Fractional Shares
Tick icon
Cross icon
Tick icon
Tick icon
Tick icon
Instant Deposit
Tick icon
Tick icon
Tick icon
Tick icon
Tick icon
No Deposit Fees
Tick icon
Tick icon
Tick icon
Cross icon
Tick icon
Trade Frequency
Instant
Instant
Every 5 Mins
Every 5 Mins
Depends on dealing methods
Execution Fee
-
£9.95
-
-
£11.95
Trading Paywalls
Cross icon
Cross icon
Cross icon
Tick icon
Cross icon
Inactive Fees
Cross icon
Cross icon
Cross icon
Tick icon
Cross icon
Cashback
Info icon

What is cashback, you ask?

Boost your portfolio every time you invest with our Instant plan. Get up to £100 cashback on each buy straight into your Wombat cash account. See the full Terms and Conditions here.

Tick icon
Cross icon
Cross icon
Cross icon
Cross icon

*The fees you pay are usually based on your portfolio value, the funds you hold, the types of stocks and shares you trade and how often you trade them. We’ve attempted to provide you with the most comprehensive comparison possible, but you need to bear in mind suitability to your individual circumstances. Wombat do not offer financial advice. Comparisons based on pricing and costs published by each brand on their respective websites as of 16 February 2022. This information is for illustrative purposes and you should check the relevant website for most up to date information."

Invest, save and grow your money

Remember, your capital is risk.

Wombat pricing qr code
Thank you! Your text has been sent!
Oops! Something went wrong, please try again.
Apple app store logoGoogle play store logo
Trust Pilot rating of Wombat invest

Rated Excellent on Trustpilot

Frequently asked questions​

What is a GIA?

A General Investment Account is a standard investing account which is NOT tax-free. This means that you are liable to pay taxes on your investments. However, there is no limit to how much you can invest, or how many GIAs you can have.

Which account is right for me?

Generally, we would recommend using an ISA if you are able to. This means, if you haven’t yet opened or funded a Stocks and Shares ISA this tax year, and if you haven’t used your £20,000 ISA limit. A GIA is a great choice if you HAVE already opened or funded an ISA elsewhere, or if you’ve reached your £20,000 ISA limit.

Do i need my National Insurance number to open a GIA?

A National Insurance Number is required to open a GIA Wombat Account.

What is capital gains tax?

Capital gains tax is what you will pay if any gains above £12,300, subject to having no other investments.

When/How do I pay capital gains tax?

Your capital gains tax allowance includes all the realised gains you make across any investments you’ve sold that year (i.e. stocks and funds, but also rental properties or art). If your total net capital gain for the year is within the government allowance (£12,300 in the 2021/22 tax year), it’s tax-free and there’s no need to report it.

Significantly, any capital losses you’ve realised that year (i.e. investments you’ve sold at a loss) count against your gains, which could keep you under the allowance. For instance, if in a tax year, you sell one investment at a £30,000 gain and another at a £18,000 loss, your net capital gain is £12,000 and under the allowance.

Capital gains tax is calculated on the gain from the original date of purchase, not the growth of your portfolio year-to-year. If you’re planning to invest for the long term, compounding means £12,300 becomes an achievable gain on comparatively small initial investments.

Any gains over the capital gains tax allowance of £12,300 should be declared on your annual HMRC self assessment tax return.

£20 notes

***Limited Time Offer***

Sign up today in as little as 3 mins and get £20 for your first investment. T&Cs apply

Download Now

Scan to download the app

Wombat pricing qr code
Thank you! Your text has been sent!
Oops! Something went wrong, please try again.